1. About Risknado

Risknado ("we", "our", or "us") is an online software platform that helps businesses identify, track, and manage operational, financial, compliance, and strategic risks.

By accessing or using Risknado (the "Platform"), you agree to these Terms & Conditions ("Terms"). If you do not agree, please do not use the Platform.

2. Eligibility & Age Restrictions

Risknado is intended for use by adults only.

• You must be at least 18 years old to create an account or purchase access to the Platform.
• By using the Platform, you confirm that you are 18 years of age or older and legally capable of entering into a binding contract.
• Only corporate or business email domains (e.g. @smithsplumbing.com) are allowed to be used to signup; generic @gmail, @hotmail, @outlook.com, @yahoo.com, @protonmail.com addresses etc are not accepted as your email domain is tied to your Risknado account. If you create an account with a generic email domain, you will not be able to use The Service.
• If we become aware that a user under 18 has created an account or made a purchase, we reserve the right to terminate access immediately and, if applicable, refund the payment.

3. Product Description

Risknado provides users with:

• Access to a structured library of 160+ business risks, each with real-world examples and mitigation guidance.
• Tools to record, track, and manage risk mitigation activities.
• Platform updates and improvements as they are developed.
• Access is provided digitally via the web and activated immediately after purchase.

4. Account and Access

• You must provide accurate details when creating an account.
• You are responsible for keeping your login credentials secure.
• Access applies to the purchasing individual or organisation and their internal team members; accounts may not be transferred, resold, or shared externally.
• We reserve the right to suspend or terminate accounts that breach these Terms or misuse the Platform.

5. Pricing and Payment

• The one-time purchase price for platform access is £1,999 (GBP), inclusive of applicable taxes where required.
• Payments are processed securely by Stripe.
• Access is granted immediately upon successful payment.

6. "Lifetime" Access

The term "lifetime access" refers to the operational lifetime of the Risknado Platform, not to the lifetime of the purchasing individual or business. Access will remain available for as long as the Platform continues to be maintained and operated by Risknado.

In the unlikely event that the Platform is discontinued, users will be provided reasonable notice (e.g., by email or website notice) before closure.

7. Platform Updates and Risk Library Additions

We may update, modify, or enhance the Platform at any time to improve performance, usability, or security. We may also add, edit, or remove risk entries from the Risk Library.

While Risknado aims to expand its library and features over time, there is no set schedule or guarantee regarding the frequency, timing, or number of new risks or updates.

8. Refund Policy

Risknado is a digital product that provides full access immediately after purchase. Because of this, all sales are final and non-refundable.

If you experience a technical issue preventing access, please contact us at support@risknado.com within 7 days of purchase. We will resolve the issue promptly to ensure you can access what you paid for.

9. License of Use

• You are granted a non-exclusive, non-transferable, revocable license to use Risknado for your own internal business purposes.
• You may not copy, resell, redistribute, or publicly display any part of the Platform or its contents.
• All intellectual property rights in Risknado, including the risk library and visual materials, remain the property of Jonathan McCallum.

10. Platform Availability

We aim to provide reliable, continuous access. However, we do not guarantee that the Platform will always be available, error-free, or free from interruption. Temporary downtime may occur for maintenance, updates, or unforeseen technical issues.

11. Disclaimers

Risknado provides general business risk information for educational and informational purposes only. It does not constitute legal, financial, or professional advice. You remain responsible for evaluating and managing risks within your own organisation.

We accept no liability for business decisions made or not made based on information provided through Risknado.

12. Limitation of Liability

To the maximum extent permitted by law:

• We are not liable for any indirect, incidental, or consequential damages arising from your use of the Platform.
• Our total liability for any claim will not exceed the total amount you paid for access to the Platform.

13. Data Protection

We process personal data in accordance with our Privacy Policy. By using Risknado, you consent to the collection and use of your data as described there.

14. Termination

We may suspend or terminate access if you breach these Terms, misuse the Platform, or attempt unauthorised distribution of its content. In such cases, no refund will be issued.

15. Changes to These Terms

We may update these Terms from time to time. The latest version will always be available on our website. Continued use of the Platform after any change constitutes acceptance of the updated Terms.

16. Governing Law

These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Contact Us

📧 support@risknado.com

Operated by Jonathan McCallum, trading as Risknado, United Kingdom